Guaranteed Retirement Income for Life

If you're looking for a guaranteed income, you've come to the right site.

Hello, my name is Annette Quan and I want to welcome you to YourSafeIncome.com. This site features a unique product developed for Canadians by Manulife Financial, one of Canada's strongest financial service companies. It is called IncomePlus*, and it is revolutionizing how Canadians approach investing — especially investing for retirement.

In 2007 and 2008 global stock markets and credit markets have experienced what many call a 'melt down'. Very few investors have been left untouched by this financial crisis. This event has been extremely challenging for investors, especially those nearing retirement or currently retired. If you are in that position, you will probably have experienced moments of gut wrenching emotion as you watched your portfolio diminish in value.

Many investors have sold part or all of their portfolios in search of safer investments. Some are fearful, and rightly so. However, I want to share something amazing with you: none of the clients that I have invested in the Manulife IncomePlus have expressed a moment's concern to me. The reason? Their principal is completely guaranteed. Further, while stock markets globally were losing anywhere from 30% to 50% and more of their value, those clients who were not currently drawing on their money in IncomePlus were receiving an annual 5% bonus on their investment!

I know the last sentence may sound impossible to you, but it's absolutely true — a 5% bonus on their investment with principal guarantees.

Please take some time to read the material I've made available for you here. The few minutes you take could be some of the most important you spend toward your retirement well-being. If you are saving for retirement or are currently retired, you owe it to yourself to examine IncomePlus. Security of your future lifestyle, and peace of mind are possible. If a guaranteed income is important to you, read on to find out more!

When you've had a chance to read the material, you will probably have questions. Please email or call me. I will be very happy to answer any questions you have.

The Value of IncomePlus in Turbulent Times

Recent market volatility might be causing investors to feel uneasy. But those who have invested in GIF Select IncomePlus from Manulife Investments can rest assured that their retirement income is guaranteed, regardless of how the markets perform.

Here’s why…

Guarantees
With the IncomePlus return of principal guarantee, investors never lose their original investment. And, IncomePlus’ new lifetime income guarantee means that investors receive guaranteed retirement income for life. They never have to worry about running out of money.

Bonuses*
Even in volatile market conditions, IncomePlus investors benefit from a 5% annual bonus on their guaranteed income each year they don’t make a withdrawal. That means investors can better plan for retirement knowing that their guaranteed income for life can increase each year regardless of market conditions.

Growth potential
IncomePlus offers over 20 funds to choose from, allowing access to all the growth potential of the markets. In times of market growth, investors benefit from automatic resets every three years, which can lock in higher guaranteed amounts and increase income levels. The result is safer stock market growth.

The strength and stability of Manulife
Manulife Investments is a part of Manulife Financial. The largest life insurance company in Canada and a leading financial services company world-wide, Manulife will be with you now and in the future. In addition, Manulife is the only life insurance company in Canada to hold Standard & Poor’s highly-coveted AA+ credit rating, their highest rating possible.

*The bonuses are not cash deposits; they increase the amount that is guaranteed for withdrawal. Exceeding the withdrawal thresholds may have a negative impact on future payments. The Lifetime Withdrawal Amount becomes available January 1st of the year the annuitant turns age 65. Other conditions may apply. The Manufacturers Life Insurance Company (Manulife Financial) is the issuer of the GIF Select insurance contract which offers the IncomePlus benefit and the guarantor of any guarantee provisions therein. Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial and its subsidiaries in Canada. GIF Select, Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial.

The Manulife GIF IncomePlus product is available only to Canadians.
Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. Exceeding the withdrawal thresholds may have a negative impact on future payments. Age restrictions apply to the Lifetime Withdrawal Amount. ‘You never lose the money you invest’ refers to the contractual return of principal by periodic payments. Other conditions may apply. The Manufacturers Life Insurance Company is the sole issuer of the Manulife GIF Select insurance contract and the guarantor of any guarantee provisions therein. GIF Select, IncomePlus, Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation